accepting credit card & debit card payments

[Jason]

I'm looking into accepting card payments, anybody already do this and who do you use and whats the costs, done a google it seems like a minefield

[mrs maggot]

i do all mine via paypal, there are a few posts on accepting card payments already on here, have a look through - might not be in "take a break" though, try software section

[John G]

As above, paypal over the internet - it may not be the cheapest but it's easy to use. If you are taking lots of payments over the phone then paypal may not suit you due to price - you'd have to get a merchant account.

[smitch6]

it may be worth speaking to your bank they might be able to advice and give a deal as everyone needs business at the minute

[R.Prints]

I have a cardnet machine which I got through my bank, costs £12pm. Ideal for taking payments when order is placed over the phone.

[John G]

Is there a % on each transaction - if not that sounds really cheap

[R.Prints]

2.3% on credit card payments and 49p for visa etc. I charge 50p if sale is less than £10 and on credit card payments its upto you what you charge the customer. ideal since most people pay by card nowadays.

[Jason]

Thanks for the info, are the machines linked into a telephone line?

[bms]

Normally yes, but you can get ones which aren't (but the cost more to rent).

[smitch6]

you can also get ones that work with mobile phones
i rem when i had a market stall getting info on them but can't rem who done them and they weren't cheap either

[mrs maggot]

FSB, NMTF, do schemes, with mobile, or std machines, makro now have a scheme and also booker, all charge monthly fee + transaction charges, some mobiles also charge for the call so watch out