car written off :o(

[arthur.daley]

Well it has taken five months and two days but the insurance company have finally thrown the towel in and agreed to meet my claim 'without prejudice' which if understand things correctly means that they are paying up but not admitting liability.

A loss adjuster is being sent out next week to assess my car and then either repairs will will be paid for or an offer of settlement made. I really can't see the thing being repaired as the costs would be way beyond the value of the car.

However, all is not rosy in the garden yet as they are trying to get out of paying the storage bill for the car - currently just over £3000 plus vat. Pity they strung the case out for so long - I kept pointing out to them that the storage bill was clocking up.

I get the distinct impression that they thought if they could string it out long enough and keep telling me that they wouldn't pay as it was my own fault and that their client had not been negligent in any way - that I would eventually give in. Some chance!

Be interesting to see what they offer me for the car and how much discount on the storage bill they can negotiate.



Arthur 'Tenacious' Daley

[arthur.daley]

Well it has taken five months and two days but the insurance company have finally thrown the towel in and agreed to meet my claim 'without prejudice' which if understand things correctly means that they are paying up but not admitting liability.

A loss adjuster is being sent out next week to assess my car and then either repairs will will be paid for or an offer of settlement made. I really can't see the thing being repaired as the costs would be way beyond the value of the car.

However, all is not rosy in the garden yet as they are trying to get out of paying the storage bill for the car - currently just over £3000 plus vat. Pity they strung the case out for so long - I kept pointing out to them that the storage bill was clocking up.

I get the distinct impression that they thought if they could string it out long enough and keep telling me that they wouldn't pay as it was my own fault and that their client had not been negligent in any way - that I would eventually give in. Some chance!

Be interesting to see what they offer me for the car and how much discount on the storage bill they can negotiate.



Arthur 'Tenacious' Daley

[mrs maggot]

Well done for being so tenacious - as you say they will have been well aware of the storage charges, most of these charges as a non-existent charge which disappears in lieu of being given work by the garage

[arthur.daley]

maybe that should also be Arthur 'only hit the send button once' Daley as well )

Not at all sure how I managed to do that!

[RogerC]

maybe that should also be Arthur 'only hit the send button once' Daley as well )

Not at all sure how I managed to do that!

Tut tut Arthur......didn't you notice that 'hit only once' sign in 2 point white lettering in the bottom right corner? You know the on hiding behind the post quick reply button............teehee

[rabb]

Protected NCD is the biggest scam in the car insurance industry there is.
Never paid for one and never will. No other insurer is legally bound to honor it and the current insurer just sticks in a stupid renewal premium knowing that you can't go anywhere else because you now have previous. Game, Set & Match to insurer!